The current Sberbank has almost nothing left to remind us of the savings offices, in the form of which the Bank functioned for such a long period of time. What really amazes is that Sberbank is barely recognizable from itself of just 10 years ago!
The ability to change and move forward means that Sberbank is currently in an excellent condition. Being the oldest and the largest Russian bank does not stop Sberbank from competing openly and in good faith with other banking market players, keeping its finger on the pulse of financial and technological changes. Sberbank not only keeps up with modern market trends, but even remains ahead of them, confidently knowing its way around drastically changing technologies and customer preferences.
Leader of the Banking industry
Sberbank today is the circulatory system of the Russian economy, accounting for one third of its banking system. The Bank provides employment and a source of income for every 150th Russian family.
The leader of Russian banking industry accounts for 28.6% of aggregate banking assets (as of August 1, 2015).
The Bank is the key lender to the Russian economy and the biggest receiver of deposits in Russia: 44.9% of retail deposits, 37.7% of retail loans and 32.7% of loans to corporate customers account for Sberbank as of August 1, 2015.
Sberbank today is 14 territorial banks and over 16.5 thousand branches in all 83 constituent entities of the Russian Federation located across 11 time zones. Its international operations include CIS, Central and Eastern Europe, Turkey, UK, USA and other countries.
Sberbank services over 137 million retail clients and over 1.1 million corporate clients in 22 countries of presence.
Sberbank offers the widest selection of banking services for retail customers: from traditional deposits and various types of loans to bank cards, money transfers, bank insurance and brokerage services.
All retail loans are underwritten by Sberbank through the Credit Factory system, designed for effective assessment of credit risks and ensuring the high quality of the credit portfolio.